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The Strata Property Act requires that the strata corporation obtain and maintain property insurance and liability insurance. This means all kinds of strata corporations must obtain insurance including bare land strata corporations (strata "subdivisions") and strata-titled duplexes.
The strata corporation’s property insurance is for common property, common assets, buildings shown on the strata plan and fixtures built or installed on a strata lot if built or installed by the owner developer as part of the original construction of the strata lot.
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